Traveling itself is enjoyable and if it?s a trip with friends or a huge group of people, it adds more fun to it. But, you need travel insurance for that too. Instead of getting each member insured individually, you can avail a group insurance. Group insurance is the kind of insurance that covers the entire group you are in. So, if you opt for group travel insurance, you are assured that everyone in the group is insured and is safe from any kind of mishaps if happens to anyone in the journey.
When you are getting group travel insurance, you can get it from online or through direct travel insurance booking from the company itself. This can help you get the best and the cheapest deal in the market.
Things covered
Group insurance provides a 185 days of cover along with other benefits like:
- Cancellation cover
- Personal accident cover
- Inclusive business travel insurance cover
- Emergency medical assistance 24 hours a day, 365 days a year
- Pre-medical expenses covered
Buying individual cover for each and everyone in the group can be burdensome and may involve a lot of paperwork. So, such insurances can be good idea to save time as well as money.
Advantages
- It covers your luggage or personal belongings and you get paid back if these are lost.
- When you are traveling in a group, getting such an insurance is a good idea as buying in bulk can be cheaper than individual insurances.
- You and your group get paid back if the trip gets canceled before it kicks off.
- It covers any kind of medical or illness expenses. That means if anyone in the group gets sick or hurt, you will get the medical expenses covered.
- Everyone in the group is covered in the same way and in the same price irrespective of age, gender, race, etc.
- Business companies can go for group insurance which covers the employees traveling. Business group travel insurance also cover things like missed meetings, equipments and other necessary reimbursements.
Direct travel insurance-the way to cheap policy
If you buy an insurance online, you are likely to get them at cheaper rates because insurances available online are directly offered by the insurance providers. You will get the names of providers who offer direct insurance without the retail outlets or travel agents in between. There are different policies offered by different insurers but when you buy it you must check out the policy to cover your needs because there is a big difference between the cost of the cover and what is covered.
Buying direct travel insurance is the best way to find cheap insurance policy. You just need to do some research before you go for the one.
Writing is my life and I love it. I write a lot of Articles and Blogs to relay all of my Experience about Travel Insurance. To know more Click Here.
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